Borrow up to 100% of the professional valuation or the purchase price, whichever is lower (subject to status). Loans available from £25,001 - no maximum. Repay the loan over periods of between 2 and 30 years. Competitive interest margins and fees negotiated on a case-by-case basis. Interest only option for first two years of the loan. Option to defer up to two months' payments each year

Professional loan service from our local commercial managers. Tailored loan solutions to suit your tenancy agreements. Select a commercial loan repayment period between 1 and 15 years

In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose.

No matter what kind of mortgage you apply for, whether it's a commercial mortgage or a residential type of mortgage, you will find that great credit and good collateral will make it easier and more cost effective when it comes to the application process. But if your credit is not ideal, or even if you are planning on buying property in a bad part of town, you still may be able to get the financing that you require. Lenders are much more flexible and willing to work with you these days.

Commercial mortgage loans are used when purchasing structures such as office buildings, apartment complexes, health care facilities and retail outlets. Whether it's a hi-rise tower or a family-owned restaurant, buyers typically need additional funding to complete the transaction. Commercial mortgages are what they pursue.

What's the most efficient way to secure a US Commercial Mortgage? Work with a mortgage broker who specializes in this area. If you've ever applied for a loan, you're familiar with the mountain of paperwork you are required to complete during the process. The lender takes the applicant's information, runs it thought their guidelines and formulas and after waiting many weeks, a decision is made to either approve or deny the loan. If approved, the transaction can proceed. If denied, the applicant has to begin the process all over again.

Being a creature of habit can cost you plenty when it comes to applying for a commercial mortgage instead of going through an independent commercial mortgage broker. Let me tell you why. Most business people have an established relationship with their bank and take advantage of that relationship whenever they need to borrow money. However, here is the question that you should be asking yourself: "is your bank taking advantage of you?". More and more the answer to that question is "Yes".

The idea of purchasing a commercial property is that it is well suited to the needs of your business. This can and is defined by several factors and they will all be considered when you apply for your mortgage. The commercial lender will look at your business and what it does and how it will relate to the commercial property in question.

The commercial finance industry has experienced exponential growth in the past few years. Each year, a huge number of entrepreneurs start new business ventures. As a result, there are now numerous options available for business owners in need of financial services.

Generally, a property is deemed "commercial" if it is either non-residential or residential with five or more units; and for our purposes commercial mortgage lenders include any entity that originates mortgages on commercial properties. Commercial mortgage lenders range in type from large commercial banks to private individuals who invest in trust deeds. The distinctions between these different types of commercial mortgage lenders are less than clear at times, but we can generally split commercial lenders into the following categories: